Canadian Benefits BC Forum Extended Plan
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BC Forum Standard and Conversion Health Benefits & Optional Dental Plan | |
Overview of Extended Healthcare & Optional Dental Plans*
STANDARD PLAN: Standard rates apply if: You did not have a previous group policy within the last 90 days or you are a new applicant (pre-existing conditions are not covered). CONVERSION PLAN: Conversion rates apply if you are converting from a previous group plan within 90 days (pre-existing conditions will be covered, subject to policy limitations, wordings and exclusions). |
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Extended Health Care Benefits
IN-PROVINCE EXPENSES: |
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HOSPITAL ACCOMMODATION:Semi-private or private ward charges. |
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PROFESSIONAL SERVICES:
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PODIATRISTS: $500.00 per calendar year per person. |
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REGISTERED NURSE (RN): Up to 720 hours per calendar year for an acutely ill patient in hospital in BC. Up to $1,000 per calendar year when the insured person is acutely ill and bedridden at home. The lifetime maximum benefit payable is $5,000 per person. |
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HEARING AIDS: Up to $500 per 5-year period per person. |
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PRESCRIPTION DRUGS (NO Pay Direct Card): |
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ALSO WHEN PRESCRIBED BY A PHYSICIAN:
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AMBULANCE SERVICE: |
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EYE GLASSES/CONTACT LENSES: |
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EMERGENCY OUT OF PROVINCE ELIGIBLE EXPENSES: 100%
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EMERGENCY TRAVEL ASSISTANCE (MEDEX)
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EMERGENCY OUT OF PROVINCE ELIGIBLE EXPENSES: 100% |
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HOSPITAL INDEMNITY BENEFIT |
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FINAL EXPENSE BENEFIT |
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Dental (Optional only with Extended Health Care) You must maintain coverage for two (2) years if you opt for Dental coverage. During the first 12 months of coverage under this dental plan, eligible expenses will be reimbursed at 70% of the PBC fee schedule. Thereafter, the reimbursement percentage will be increased to 80%. Dental coverage will begin 3 months from the date you (and/or your dependants) are covered under the EHC plan.
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Removable Prosthetics:
The maximum amounts payable are:
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